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Our Proprietary Software

Every for-sale home, pre-qualified.

Scout is the only platform that pre-calculates DSCR ratios on every property listed for sale in America – in real time – using the same short-term and long-term rental income sources we accept as a direct lender. Find a deal that pencils. Close it with the team that already knows it does.

What Scout does

An unfair advantage
for serious investors.

Most investors run rent comps after they find a property. Scout runs them on every listed property in America, before you start looking – using the income sources we use to approve your loan.

01

Real-time inventory

Every active listing in America, refreshed continuously. Filter by city, price, beds, zoning, STR allowance, school district, and DSCR threshold.

02

Pre-calculated DSCRs

Both short-term and long-term DSCR ratios pre-calculated on every property using industry-standard rental income projections. Sort the entire market by which deals actually pencil.

03

Lender-grade comps

The exact same data sources we accept for income qualification. No gap between "looks good in a spreadsheet" and "will actually fund."

04

One-click pre-approval

Found a deal that pencils? Send it to our team in a click. We already have your file. Pre-approval letter typically inside 24 hours.

05

Portfolio view

Track every property you're watching, every offer in motion, every closing in flight. Stack-rank by DSCR, cash flow, or cap rate.

06

Fast close path

From scout to close in as little as 14 days. Because the deal was pre-screened, underwriting moves fast.

A look inside

Scout in action.

A live property feed from one of our investor clients. DSCR ratios update in real-time as rates, comps, and listings change.

DSCR ≥ 1.20San Diego, CASTR CalcsPrice $500k–$2M3BR+
1,247 matches
2841 Mission Bay Dr
San Diego, CA 92109
Price
$1.25M
STR Rev
$94k/yr
DSCR
1.42
Pre-Approve
7755 N 16th St #112
Phoenix, AZ 85020
Price
$385K
LTR
$2,650/mo
DSCR
1.34
Pre-Approve
115 Hillcrest Ave #4B
Austin, TX 78701
Price
$720K
LTR
$4,200/mo
DSCR
1.28
Pre-Approve
631 W Camelback Rd
Phoenix, AZ 85013
Price
$725K
STR Rev
$61k/yr
DSCR
1.18
Pre-Approve
4502 Sunset Cliffs Blvd
San Diego, CA 92107
Price
$1.6M
STR Rev
$108k/yr
DSCR
1.11
Pre-Approve
1842 N 7th Ave
Phoenix, AZ 85007
Price
$980K
STR Rev
$76k/yr
DSCR
1.07
Pre-Approve
Run the numbers

DSCR Calculator

Enter property details below to see your debt service coverage ratio in real-time – with short-term and long-term rental income models, the same way we underwrite.

DSCR – Short-Term & Long-Term Rents

Live
$
$
%
%
%
% / yr
$
$
Your DSCR
1.31
Strong – Likely Approved
Monthly Qualifying Rent
$5,600
Loan Amount
$525,000
Monthly P&I
$3,493
Monthly Tax
$642
Interest-Only DSCR
1.45
Monthly PITIA
$4,285
Monthly ITIA
$3,854

Calculations are estimates for educational purposes. Final terms subject to credit, property, and program approval. Short-term and long-term rents based on projections from top industry sources we use for underwriting decisions with default 20% expense factor. Speak with our team for a full loan estimate.

Scout walkthrough

See Scout in action.

A team-led walkthrough of the platform our investor clients use – live screen-share, filtered to your buy box, on the deals that pencil today. Scout access comes with your loan. The walkthrough comes first.